<img src="http://www.piratesahoy.com/forum/style_emoticons/<#EMO_DIR#>/hi.gif" style="vertical-align:middle" emoid=":gday" border="0" alt="hi.gif" /> <b>viacard42, </b>and welcome aboard! Have an ale! <img src="http://www.piratesahoy.com/forum/style_emoticons/<#EMO_DIR#>/beer2.gif" style="vertical-align:middle" emoid=":beer" border="0" alt="beer2.gif" />
What you are seeing is the "Rescue" mod where there is a chance that when you "die" in the game you are somehow rescued and taken to a room at the tavern - some of your men are still with you, but since it's been some time while you've recovered, you are basically back to a very minimal level - rather like starting over. It's a challenge to continue at this level, instead of restarting the game from your last save.
I don't know why you are getting the crash, tho. <img src="http://www.piratesahoy.com/forum/style_emoticons/<#EMO_DIR#>/unsure.gif" style="vertical-align:middle" emoid=":?" border="0" alt="unsure.gif" />
Have you gotten the most recent updates for Build 12? I emailed you about this, but I'll put the instructions here too - you need to start your B12 Installer program while you are on the internet, and select "UPDATES". The installer will download only the files you need to update your game (which should be fairly quick) and hopefully that should solve your problem with crashes.
If not, please be sure to come back here to let us know so we may help you further.
Hope this helps! <img src="http://www.piratesahoy.com/forum/style_emoticons/<#EMO_DIR#>/onya.gif" style="vertical-align:middle" emoid="

" border="0" alt="onya.gif" /> And again, welcome aboard! <img src="http://www.piratesahoy.com/forum/style_emoticons/<#EMO_DIR#>/par-ty.gif" style="vertical-align:middle" emoid="

" border="0" alt="par-ty.gif" />