Well, that was the life. But don't kill yourself. Find a fine line between hard but enjoyable.
i enjoy it quiet much. after being sunk by the flying dutchman, I found meself, of corse, with no money at all... after killing some bandit for the gov. I could afford a gunboat! and now, terror of the 7 seas, I roam the carribeans on a gunboat with a crew of 10 blood thirsty seadogs

)))))) Carying people from island to island and making a fortune from few pieces of 8! I considered it a new start and I imposed some rules :
No selling boats, money too easy that way
big ship only if i'm very high in the estime of a certain governor (so as to role play a promotion in the navy) otherwise, only class 6 to 5 maximum, most likly 6, as in real life, i'd be too poor to afford anything else)
I do not embark 200 days of food on board, as I want to have to resuply more realisticly
No double ration all the time, as a drunk crew would be completly unuseful
And try to play realisticly...
loads of fun

Do you have some house rules?